) 中央财经大学社会与心理学院心理学系, 北京 100081
收稿日期:2019-08-06出版日期:2020-07-15发布日期:2020-05-21通讯作者:辛自强E-mail:xinziqiang@sohu.com基金资助:* 国家社会科学基金重大项目“我国公民财经素养指数建构与数据库建设”(17ZDA325)The phenomenon and mechanism of intergenerational transmission of economic attitudes and behaviors
GUO Pingping, XIN Ziqiang() Department of Psychology at School of Sociology and Psychology, Central University of Finance and Economics, Beijing 100081, China
Received:2019-08-06Online:2020-07-15Published:2020-05-21Contact:XIN Ziqiang E-mail:xinziqiang@sohu.com摘要/Abstract
摘要： 经济态度和行为存在从父母向孩子的代际传递现象, 经济态度代际传递的研究内容较为广泛, 包括金钱态度、风险态度、互惠态度和消费态度, 经济行为代际传递的研究主要集中在消费行为、捐赠行为和储蓄行为三个方面。除了遗传路径, 其代际传递有两条社会化路径: 孩子对父母的观察学习和亲子互动, 其中亲子互动包含亲子沟通和财务教养两个层面, 亲子沟通强调语言层面的互动, 而财务教养强调行为层面的互动, 但是财务教养的研究仅停留在表面, 缺乏深入的剖析。未来需要加强中国文化和现实背景下的代际传递现象研究, 并深入探讨其机制。
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