Publication in refereed journal
香港中文大学研究人员 ( 现职)
| 陈伟森教授 (金融学系) |
全文
| 数位物件识别号 (DOI) http://dx.doi.org/10.1080/08959420.2014.939840 |
引用次数
Web of Sciencehttp://aims.cuhk.edu.hk/converis/portal/Publication/1WOS source URL
其它资讯
摘要Using a phone survey conducted among Hong Kong workers, we examined the association of institutional, social, and psychological factors with engagement in both private retirement savings and the total amount of savings. Alarmingly, this study demonstrates that approximately 42% of Hong Kong workers do not save privately for their retirement. We found that age, education, number of children, support from spouse and friends, social regulation, perceived financial knowledge, and financial management capacity are associated with engagement in private retirement savings. Among those who saved, age, education, perceived financial knowledge, and financial management capacity are related to the amount of savings. Measures that could increase the social support for retirement savings as well as enhance their financial knowledge and management ability should be developed and implemented so that more workers engage in private retirement savings. A promising policy option for the Hong Kong government is to offer a tax incentive to promote additional savings for old-age income protection.
着者Chou KL, Yu KM, Chan WS, Chan ACM, Lum TYS, Zhu AYF
期刊名称Journal of Aging and Social Policy
出版年份20http://aims.cuhk.edu.hk/converis/portal/Publication/14
月份http://aims.cuhk.edu.hk/converis/portal/Publication/1
日期http://aims.cuhk.edu.hk/converis/portal/Publication/1
卷号26
期次4
出版社ROUTLEDGE JOURNALS, TAYLOR & FRANCIS LTD
页次308 - 323
国际标準期刊号0895-9420
电子国际标準期刊号http://aims.cuhk.edu.hk/converis/portal/Publication/1545-082http://aims.cuhk.edu.hk/converis/portal/Publication/1
语言英式英语
关键词Chinese; Hong Kong; private retirement savings; working adults
Web of Science 学科类别Geriatrics & Gerontology; Gerontology
