文献详情
Financial literacy and retirement preparation in China
文献类型:期刊
通讯作者:Zhou, Y (reprint author), Wuhan Univ, Dept Finance, Sch Econ & Management, Wuhan 430072, Hubei, Peoples R China.
期刊名称:PACIFIC-BASIN FINANCE JOURNAL
年:2020
卷:59
ISSN:0927-538X
关键词:Financial sophistication; Retirement planning; Financial planning; Private pension
摘要:A growing body of literature, which primarily focuses on the developed world, investigates the implications of financial literacy (or lack thereof) on households' well-being. This paper examines the level of financial literacy and its impact on retirement preparation in China, a country that is growing old before getting rich. Drawing on internationally comparable survey questions, we find that a large proportion of Chinese people, especially the elderly, women, and under-educated, lack financia ...More
A growing body of literature, which primarily focuses on the developed world, investigates the implications of financial literacy (or lack thereof) on households' well-being. This paper examines the level of financial literacy and its impact on retirement preparation in China, a country that is growing old before getting rich. Drawing on internationally comparable survey questions, we find that a large proportion of Chinese people, especially the elderly, women, and under-educated, lack financial knowledge. The empirical results show that financial literacy has a strong and positive impact on various aspects of retirement preparation among Chinese people, including determining retirement financial needs, making long-term financial plans, and purchasing private pension insurance. Our findings suggest that concrete measures are needed to improve financial literacy so as to increase the awareness of retirement preparation in China. ...Hide
DOI:10.1016/j.pacfin.2020.101262
百度学术:Financial literacy and retirement preparation in China
语言:外文
人气指数:3
浏览次数:3
基金:National Natural Science Foundation of ChinaNational Natural Science Foundation of China [71703114, 71904160]; Fundamental Research Funds for the Central Universities in China [JBK170148]; 111 ProjectMinistry of Education, China - 111 Project [B16040]
作者其他论文
National Survey of Drug-Resistant Tuberculosis in China.Zhao, Yanlin;Xu, Shaofa;Wang, Lixia,等.NEW ENGLAND JOURNAL OF MEDICINE.2012,366(23),2161-2170.
Improved method of the PSF parameters estimation for image restoration.Zeng, Liang;Zhou, Yang;Yang, Yingyuna.2013,180 AISC,743-751.
Endangered wild yak (Bos grunniens) in the Tibetan plateau and adjacent regions: Population size, distribution, conservation perspectives and its relation to the domestic subspecies.Shi, Qijing;Guo, Yanyan;Engelhardt, Sacha C.,等.JOURNAL FOR NATURE CONSERVATION.2016,32,35-43.
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Financial literacy and retirement preparation in China
本站小编 Free考研/2020-04-17
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